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| Rankings at a glance | |
|---|---|
| Award level | Highly commended |
| Innovation | Splitting the Bradford & Bingley pension scheme |
| Originality | 6 |
| Rationale | 7 |
| Impact | 6 |
| Total | 19 |
| Description | To transfer the retail deposit books of B&B to Abbey the firm had to split the pension scheme into two sections, sharing trustees but with separate assets and liabilities. This minimised Abbey’s pension exposure without damaging scheme members’ interests |
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